Pennsylvania No Fault Auto Insurance
Auto insurance in Pennsylvania is a choice. Residents choose between no fault insurance and traditional or tort insurance. Pennsylvania is considered no fault because policy holders must opt out of no fault rather than the other way around. There are two other states that offer this choice and eleven others that offer no fault insurance.
Auto insurance companies licensed in Pennsylvania will automatically report your no fault car insurance coverage to the Pennsylvania Department of Motor Vehicles (DMV). Pennsylvania insurance companies must also report cancelled or dropped no fault auto insurance to the DMV to ensure that all cars in the state are in compliance with the law.
No fault insurance providers in Pennsylvania pay for damages like medical bills no matter which driver was at fault. No fault policies do not cover things like pain and suffering. The only way a driver can sue for such things is if their injuries are found serious enough by the courts.
The law requires that Pennsylvania motorists insurance minimum covers $5,000 for personal injury protection, $30,000 for bodily injury, and $5,000 for property damage. Uninsured motorist coverage among other types of coverage are optional. These are the minimums and fuller coverage is available.
Helpful Pennsylvania No Fault Auto Insurance Links:
- Free No Fault Auto Insurance Quote
- Pennsylvania Department of Motor Vehicles (DMV)
- State of Pennsylvania Official Site
Pennsylvania Auto Insurance Quotes
Free Pennsylvania auto insurance quote links are made available to you below. To get a free auto insurance quote in Pennsylvania, click GO beside one of the auto insurance companies in the list below. Follow the instructions on how to get your free no obligation quote and if you like your quote, how to buy your Pennsylvania auto insurance online.