It’s never a good excuse to save money by driving without car insurance, but what happens if you are involved in a car accident and you are uninsured?  Florida Department of Highway Safety and Motor Vehicles says that you should attempt to purchase a full liability insurance policy as soon as possible. Doing so might get you some assistance from your new insurance company.  

Of course you will need to advise the car insurance company that you were involved in a car accident without the proper insurance coverage. In the state of Florida, driving without car insurance can lead to getting your driver’s license suspended.

Florida Department of Highway Safety and Motor Vehicles (DHSMV) suggests that you try to negotiate with the other driver involved or their insurance company to settle any damages. If you are unable to pay for such damages, try to negotiate a monthly payment agreement. Document the agreement (put it in writing) to  legitimize it and keep proof of payments in your household files. Paying by check, for example, is a great method of proving payments.

Remember, that if the car insurance company compensates the other person for their damages, the insurance company will in turn seek satisfaction of damages from you. If injuries are involved, contact an Florida attorney that specializes in car accidents to better understand your rights. Many attorneys offer a free initial consultation.