Archive for the ‘insurance’ Category

No Fault Auto Insurance for Licensed Hawaii Drivers

Sunday, June 12th, 2011

If you are a resident of Hawaii between the ages of sixteen and eighteen, you can obtain a Provisional License.  The Provisional License Requirements are as follows:

  • All occupants have to wear their seat belts
  • Children under 4 year of age must be properly restrained within a child safety seat
  • You shall not transport more than 1 person below the age of 18 without being accompanied by a licensed driver (parent, guardian or household member)
  • You shall not drive between 11 pm and 5 am unless accompanied by a licensed parent or guardian. EXCEPTIONS: 
  1. Travel to or from work.  If so, they must keep with them the employers contact information along with verification of the hours of their employment.
  2. Travel to or from school-authorized activity.  They shall keep a signed statement from the parent or guardian verifying the travel to the school authorized activity was necessary.

On one’s 19th birthday the provisional license expires.  If you fail to convert your provisional license to a full driver’s license, you must reapply as a new applicant.  Please visit the Hawaii Licensing Division website for more in depth details.

If you are only getting a Drivers License but do not own a vehicle, you do not need No Fault Auto Insurance.  However, if you are driving a vehicle owned by someone in your household you should be a listed driver on their No Fault Auto Insurance policy.

To compare your household’s current No Fault Auto Insurance premium with other competitive companies please visit our website.

No Fault Auto Insurance for Licensed Florida Drivers

Wednesday, June 8th, 2011

If you are a Florida resident, you can obtain a Class E (Non Commercial) motor vehicle license at the age of 16.  However,

  • 16 yr olds are not allowed to drive from 11 pm to 6 am
  • 17 yr olds are not allowed to drive from 1 am to 5am

Unless they are accompanied by a licensed driver 21 years or older or if they are driving to or from work.  See the Florida Highway Safety website for more information on the types of Florida Drivers licenses.

If you are only getting a Florida Drivers license but do not own a vehicle, you do not need No Fault Auto Insurance. 

However, if you are driving a vehicle owned by someone in your household, you should be a listed driver on their No Fault Auto Insurance policy. 

To compare your household’s current No Fault Auto Insurance premium with other competitive companies, please visit our website.

Auto Insurance: Protect your Vehicle Against Theft

Sunday, June 5th, 2011

Auto Insurance statistics show that roughly One million vehicles in the US are stolen each year. Here are some tips on how to protect your vehicle.

  • Lock your vehicle at all times.
  • Purchase an alarm system or anti-theft device.
  • Refrain from leaving your keys in the ignition when you are not in the vehicle.
  • Purchase a vehicle made after 2003.

According to Edmunds;

  • Ford Aerostars and GM trucks made before 1998 as well as Toyota Camrys are easy to steal.
  • Hondas, Acuras and GMCs made before the year 2000 can be started with a pair of scissors making them easy targets.
  • Vehicles made after 2003 are more difficult to steal because they have a laser-cut key.

Carmakers may come up with new anti-theft devices year after year but the thieves quickly catch up with the latest technology.  Therefore, your ultimate defense is to have the proper comprehensive auto insurance in the event that your vehicle becomes the target of a wise thief.

Protect your vehicle by getting a free no fault insurance quote and save up to $500 a year on your auto insurance.

Auto Insurance Premiums: Which vehicles are cheapest to Insure?

Friday, May 6th, 2011

There are several factors that go into determining your auto  insurance premium.  One of the obvious ones is the type of vehicle you choose to insure.  Here is a list of the vehicles that were determined by Edmunds research to be the lowest to insure.

  • Trucks:  Chev Colorado, GMC Canyon & Ford Ranger
  • Coupes:  Kia Forte, Honda Civic & Chev Cobalt
  • Sedans:  VW Jetta, Chev Aveo & Suzuki SX4
  • Hatchbacks/Wagons:  Smart Fortwo, Chev HHR & Nissan Cube
  • SUV/Crossovers: Hyndai Tucson, Jeep Patriot & Kia Aportage

Whether your vehicle is the cheapest to insure or something more, get free no fault insurance quotes on our website and save up to $500 a year on auto insurance.

For more information about which vehicles are cheaper to insure see Edmunds website

Keep Auto Insurance costs reasonable by following Minnesota Traffic Laws

Thursday, May 5th, 2011

It is common knowledge that our auto insurance premiums are influended by any traffic citations we receive throughout each year.  Therefore, it is wise to keep in mind some important highway safety laws in the the State of Minnesota.

  • Cell Phones and Texting
  • Child Passenger Safety
  • Drug Impaired Driving
  • Drunk Driving
  • Graduated Driver Licensing (GDL)
  • Helmets
  • Mature Drivers
  • Seat Belts
  • Segways
  • Speed Limits
  • Work Zones

To save up to $500 a year on auto insurance in Minnesota see no fault insurance for a free quote

For more specific details about the above laws please see the MN Key Highway Safety Laws

Keep Auto Insurance costs reasonable by following New York Traffic Laws

Wednesday, May 4th, 2011

It is common knowledge that our auto insurance premiums are influenced by any traffic citations we received throughout the year.  Therefore, it is wise to keep in mind some important highway safety laws in the State of New York such as:

  • Cell Phones and Texting
  • Child Passenger Safety
  • Drug Impaired Driving
  • Drunk Driving
  • Graduated Driver Licensing (GDL)
  • Helmets
  • Mature Drivers
  • Seat Belts
  • Segways
  • Sobriety Checkpoint
  • Speed Limits
  • Red Light Cameras
  • Work Zones

Obtain a free quote on our  new york no fault insurance webpage.  Compare rates from top companies like Geico and Progressive.  Switch and save an average of $500.

For more specifics on the above laws see NY Key Highway Safety Laws

Keep Auto Insurance costs reasonable by following Utah Traffic Laws

Tuesday, May 3rd, 2011

It is common knowledge that our auto insurane premiums are influenced by any traffic citations we may receive throughout the year.  Therefore, it is wise to keep in mind some important highway safety laws in the State of Utah.

  • Aggressive Driving
  • Cell Phones and Texting
  • Child Passenger Safety
  • Drug Impaired Driving
  • Drunk Driving
  • Graduated Driver Licensing (GDL)
  • Helmets
  • Mature Drivers
  • Seat Belts
  • Segways
  • Sobriety Checkpoints
  • Work Zones

Obtain a free quote on our  Utah no fault insurance webpage.  Compare rates from top companies like Geico and Progressive.  Switch and save an average of $500.

For more specific details on these laws see the Utah Key Highway Safety Laws

Keep Auto Insurance costs reasonable by following Pennsylvania Traffic Laws

Monday, May 2nd, 2011

It is common knowledge that our auto insurance premiums are influenced by any traffic citations we my receive throughout the year.  Therefore, it is wise to keep in mind some important highway safety laws in the State of Pennsylvania.

  • Child Passenger Safety
  • Drug Impaired Driving
  • Drunk Driving
  • Graduated Driver Licensing (GDL)
  • Helmets
  • Mature Drivers
  • Seat Belts
  • Segways
  • Sobriety Checkpoint
  • Speed Limits
  • Red Light Cameras
  • Work Zones

For more specific details on the above laws please see the PA Key Highway Safety Laws

Keep Auto Insurance costs reasonable by following North Dakota Traffic Laws

Sunday, May 1st, 2011

It is common knowledge that our auto insurance premiums are influenced by any traffic citations we may receive throughout each year.  Therefore, it is wise to keep in mind some important highway safety laws in the State of North Dakota.

  • Child Passenger Safety
  • Drug Impaired Driving
  • Drunk Driving
  • Graduated Driver Licensing (GDL)
  • Helmets
  • Mature Drivers
  • Seat Belts
  • Sobriety Checkpoints
  • Speed limits
  • Work Zones

For more specific details on the above laws see the ND Key Highway Safety Laws

Keep Auto Insurance costs reasonable by following New Jersey Traffic Laws

Saturday, April 30th, 2011

It is common knowledge that our auto insurance premiums are influenced by any traffic citations we may receive throughout the year.  Therefore, it is wise to keep in mind some important highway safety laws in the State of New Jersey.

  • Aggressive Driving
  • Cell Phones and Texting
  • Child Passenger Safety
  • Drug Impaired Driving
  • Drunk Driving
  • Graduated Driver Licensing (GDL)
  • Helmets
  • Mature Drivers
  • Seat Belts
  • Segways
  • Sobriety Checkpoints
  • Speed Limits
  • Speed and Red Light Cameras
  • Work Zones

For more specific details on the above laws please see the NJ Key Highway Safety Laws

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