Archive for the ‘insurance’ Category

No Fault Auto Insurance for Utah Licensed Drivers

Sunday, July 17th, 2011

Residents of Utah may obtain their driving learners permit at the age of 15 and a Class D driver license by the age of 16.  The requirements are:

  • Provide proof of identity
  • Parent/legal guardian signed for financial responsibility
  • Pass medical and eye exam
  • Pass written knowledge test
  • Must have a driving instructor or licensed parent/guardian in the front seat when driving

For more details on the Utah driver licenses please see the Utah Dept of Public Safety website.

If you are only getting a Drivers License but do not own a vehicle, you do not need No Fault Auto Insurance.  However, if you are driving a vehicle owned by someone in your household you should be a listed driver on their No Fault Auto Insurance policy.

To compare your household’s current No Fault Auto Insurance premium with other competitive companies please visit our website.

No Fault Auto Insurance for Pennsylvania Licensed Drivers

Wednesday, July 13th, 2011

Residents of Pennsylvania can obtain an initial driver learners permit at age 16 or older.  The requirements are:

  • Proof of Identity
  • Social Security card\
  • Parent or Guardian’s completion of a DL 180TD form if under 18.
  • Proof of residency if 18 years of age or older
  • Vision screening
  • Knowledge Test
  • Physical exam with completion of a ‘Medical Qualification Certificate’ by a medical professional.

For more details on obtaining your Pennsylvania driver license please visit the Pennsylvania DOT website.

If you are only getting a Drivers License but do not own a vehicle, you do not need No Fault Auto Insurance.  However, if you are driving a vehicle owned by someone in your household you should be a listed driver on their No Fault Auto Insurance policy.

To compare your household’s current No Fault Auto Insurance premium with other competitive companies please visit our website.

No Fault Auto Insurance for North Dakota Licensed Drivers

Sunday, July 10th, 2011

Residents of North Dakota can obtain a restricted drivers license at the age of 14 and a full drivers license at age 16.  The requirements are:

  • Proof of identification
  • Written test
  • Road test
  • A parent or legal guardian must sign for those under 18 yrs of age

For more details on obtaining a North Dakota driver license please see the North Dakota DOT website.

If you are only getting a Drivers License but do not own a vehicle, you do not need No Fault Auto Insurance.  However, if you are driving a vehicle owned by someone in your household you should be a listed driver on their No Fault Auto Insurance policy.

To compare your household’s current No Fault Auto Insurance premium with other competitive companies please visit our website.

No Fault Auto Insurance for Licensed New York Drivers

Wednesday, July 6th, 2011

Residents of New York can obtain a Driving Learner Permit at 16 years of age.  The requirements are:

  • Proof of identity
  • Vision test
  • Written test
  • Take a driver education course or a DMV approved pre-licensing course
  • Parent or legal guardian consent if under 18 unless you are 17 and have an MV285 driver ed certificate
  • Must be accompanied when driving by a supervising licensed driver 21 yrs or older

For more detailed information on NY driver license types please see the NY DMV website.

If you are only getting a Drivers License but do not own a vehicle, you do not need No Fault Auto Insurance.  However, if you are driving a vehicle owned by someone in your household you should be a listed driver on their No Fault Auto Insurance policy.

To compare your household’s current No Fault Auto Insurance premium with other competitive companies please visit our website.

No Fault Auto Insurance for Licensed New Jersey Drivers

Sunday, July 3rd, 2011

Residents of New Jersey can obtain a Student learner’s permit at age 16.  The requirements are:

  • Minimum of six months of supervised driving
  • Pass the knowledge test
  • Pass the vision test
  • Bring 4 point identification
  • prove enrollment in a driver training course
  • parental or guardian consent
  • valid for two years
  • display reflectorized decal
  • no driving after 11:01 pm and before 5 am unless you have written employment or religious exemption.
  • be accompanied by an adult in the front seat who is at least 21 yrs old and has been licensed for three years
  • only one unrelated passenger is allowed unless accompanied by a parent or guardian
  • no wireless communication device
  • proper restraints must be worn at all times

For more in depth information on the other driver licenses available under the Graduated Driver License program see the State of NJ MVC website.

If you are only getting a Drivers License but do not own a vehicle, you do not need No Fault Auto Insurance.  However, if you are driving a vehicle owned by someone in your household you should be a listed driver on their No Fault Auto Insurance policy.

To compare your household’s current No Fault Auto Insurance premium with other competitive companies please visit our website.

No Fault Auto Insurance for Licensed Minnesota Drivers

Wednesday, June 29th, 2011

Residents of Minnesota can obtain a Phase 1 Driver Permit at 15 years of age.  The requirements are:

  • Signed permission from a parent or legal guardian
  • 30 hours of classroom training
  • Enrollment in on the road driver training
  • Vision screening
  • Written test
  • A licensed driver of 21 yrs or older must be in the vehicle
  • Passengers under the age of 18 must be restrained or in a child safety seat
  • Unable to use any wireless device while driving

For more information on other Minnesota Driver Licenses such as the Phase 2 Provisional License or the Phase 3 Full License see the MN Dept of Public Safety.

If you are only getting a Drivers License but do not own a vehicle, you do not need No Fault Auto Insurance.  However, if you are driving a vehicle owned by someone in your household you should be a listed driver on their No Fault Auto Insurance policy.

To compare your household’s current No Fault Auto Insurance premium with other competitive companies please visit our website.

No Fault Auto Insurance for Licensed Michigan Drivers

Sunday, June 26th, 2011

Residents of Michigan who are 14 years 9 months or older can obtain a Standard Graduated Driver License.  The requirements are:

  • Parent, guardian or responsible adult signs the application
  • Present proof of US citizenship or legal presence, identiy and Michigan residency
  • Provide social security number
  • Meet physical and mental standards
  • Complete Segment 1 of an approved driver education program
  • Vision test

For more detailed information on other Driver Licenses available see the Michigan Dept of State website.

If you are only getting a Drivers License but do not own a vehicle, you do not need No Fault Auto Insurance.  However, if you are driving a vehicle owned by someone in your household you should be a listed driver on their No Fault Auto Insurance policy.

To compare your household’s current No Fault Auto Insurance premium with other competitive companies please visit our website.

No Fault Auto Insurance for Massachusetts Drivers

Wednesday, June 22nd, 2011

Residents of Massachusetts are able to obtain their Driving Learners Permit at age 16.  The requirements are:

  • Signature of parent/guardian on the application
  • You can only operate a passenger car
  • Written test  ($30 fee)
  • Vision test
  • You must be accompanied by a licensed driver of 21 years or older
  • No driving between 12 am and 5am if under 18 unless accompanied by parent or guardian
  • Valid for two years or until you earn a Junior Operator’s License or a full driver’s license

For more information on all types of Massachusetts Driver Licenses please see the official Mass DOT website.

If you are only getting a Drivers License but do not own a vehicle, you do not need No Fault Auto Insurance.  However, if you are driving a vehicle owned by someone in your household, you should be a listed driver on their No Fault Auto Insurance policy.

To compare your household’s current No Fault Auto Insurance premium with other competitive companies please visit our website.

No Fault Auto Insurance for Licensed Kentucky Drivers

Sunday, June 19th, 2011

Residents of Kentucky can obtain a driving permit at the age of 16.  The requirements include:

  • Parent/Guardian must sign application if applicant is under 18.
  • Pass written permit exam
  • Pass vision test
  • Unable to drive between 12 and 6 am  (unless they can demonstrate an emergency, school or work related activity)
  • Unable to have more than 1 unrelated person under 20 years of age in the vehicle
  • Zero Alcohol Tolerance

For those who had a permit to be eligible for the full unrestricted license they must complete a Graduated licensing Course, High School Driver’s Ed Course or Private Driver Training Course.  Please see the KY Division of Driver Licensing for more detailed information on the Permit, Intermediate and Full Unrestricted Driver License Phases.

If you are only getting a Drivers License but do not own a vehicle, you do not need No Fault Auto Insurance.  However, if you are driving a vehicle owned by someone in your household, you should be a listed driver on their No Fault Auto Insurance policy.

To compare your household’s current No Fault Auto Insurance premium with other competitive companies please visit our website.

No Fault Auto Insurance for Licensed Kansas Drivers

Wednesday, June 15th, 2011

If you are a resident of Kansas you can obtain an Instruction Permit at ages 14 thru 16. The requirements are

  •  parental approval for ages 14 & 15
  • vision test
  • proof of identity
  • licensed adult (min 21 yrs)  in front seat at all times
  • no use of wireless communication.

Instruction Permits at Age 17 and up require

  • vision test
  • written test or certified completion from driver education.

To obtain a Non Restricted Drivers License it requires

  • one to be 17 years or older
  • 50 hour Affidavit if age 17
  • vision test
  • written test
  • driving test

Please visit the Kansas Dept of Revenue for more details on the types of driver licenses available.

If you are only getting a Drivers License but do not own a vehicle, you do not need No Fault Auto Insurance.  However, if you are driving a vehicle owned by someone in your household, you should be a listed driver on their No Fault Auto Insurance policy.

To compare your household’s current No Fault Auto Insurance premium with other competitive companies please visit our website for a free quote.

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