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November 16th, 2009
Car Accident Documentation Kit
When you buy a car, you often buy jumper cables, a first aid kit, flashlight, and other car accessories for the “just in case I need it” event. There is one more event that you can make a purchase for: a car accident. We visited our local Walmart store and found the American Red Cross branded Accident Documentation Kit. The price for this car accident kit was a low $7.96. The American Red Cross car accident documentation kit includes:
- Accident Documentation Kit Case
- Tape Measure
- Small Flashlight
- Disposable Camera
- Accident Report Form
- Pen
- 2 AAA Batteries
You could make your own car accident documentation kit, however, the price of this and competing kits are low. The kit is small enough in size to fit in a glove box or under a seat. The included pieces such as a disposable camera are cheap enough that you don’t need to worry about leaving them in your car over night, as would be the case for a digital camera or phone camera.
Be prepared. Purchase a car accident documentation kit.
Tags: accident, documentation, report
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October 24th, 2009
Seat belts protect us from being thrown from our vehicle, and even help the driver stay in control during a defensive maneuver. Statistics show that if you are thrown from your vehicle, your risk of death is five times greater. So why do people still insist on NOT wearing their seat belts when they drive?
Florida and other states have enacted seat belt laws to nudge drivers and passengers into wearing their seat belts – always. The Florida seat belt law applies to any car manufactured since 1968. It is against the law in the state of Florida to operate a car if all the passengers are not restrained in a lawful way.
- All passengers in the front seat must wear a seat belt.
- All passengers under the age of 18 must wear a seat belt.
- Children under 4 must be secured in a federally approved child restraint seat.
- Children ages 4 and 5 must be secured by either a federally approved child restraint seat or a safety belt.
- The driver of the car is responsible for buckling up any child, and ensuring that all passengers follow the law.
The cost for a seat belt violation in the state of Florida is $30. If a child is not properly restrained, the violation is higher at $60. It does not matter if you are jumping in the car for a short trip around the block, just got in the car, or other common excuses. Florida’s seat belt law says that you must always buckle up. Visit the Florida Department of Highway Safety and Motor Vehicles web site to learn more about this Florida seat belt law and no fault insurance.
Tags: car, dmv, florida, law, seat belt, violation
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October 23rd, 2009
How can you save over $500 on auto insurance? Use our Zip Code form and click Get Quotes. You will be presented with a list of auto insurance companies serving your zip code. Click on an insurance company name that you know, or try one that you don’t know. Nationwide, AIG, esurance, Allstate, Farmers, Progressive, GEICO, Liberty Mutual, and more auto insurance companies are accessible for free auto insurance quote online.
Tags: aig, allstate, auto, esurance, farmers, geico, insurance, liberty mutual, nationwide, online, progressive, quote
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October 21st, 2009
It’s never a good excuse to save money by driving without car insurance, but what happens if you are involved in a car accident and you are uninsured? Florida Department of Highway Safety and Motor Vehicles says that you should attempt to purchase a full liability insurance policy as soon as possible. Doing so might get you some assistance from your new insurance company.
Of course you will need to advise the car insurance company that you were involved in a car accident without the proper insurance coverage. In the state of Florida, driving without car insurance can lead to getting your driver’s license suspended.
Florida Department of Highway Safety and Motor Vehicles (DHSMV) suggests that you try to negotiate with the other driver involved or their insurance company to settle any damages. If you are unable to pay for such damages, try to negotiate a monthly payment agreement. Document the agreement (put it in writing) to legitimize it and keep proof of payments in your household files. Paying by check, for example, is a great method of proving payments.
Remember, that if the car insurance company compensates the other person for their damages, the insurance company will in turn seek satisfaction of damages from you. If injuries are involved, contact an Florida attorney that specializes in car accidents to better understand your rights. Many attorneys offer a free initial consultation.
Tags: accident, attorney, car insurance, dhsmv, drivers license, florida, insurance, policy, uninsured
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October 21st, 2009
Florida residents and tourists driving in Florida this winter might benefit from these quick no fault car accident reminders. If you are involved in a car accident in Florida, remember these 10 points:
- Florida law requires you to stop if you are involved in a car accident. Driving away will only make matters worse.
- Check yourself , others around you, and any other cars involved for injuries. Call Emergency Medical Services 911 if necessary.
- Cars with minor damage need not block the roadways. If the cars are safe to move, do so. Take a few quick pictures if a digital camera or cell phone camera is available. Your pictures should capture the position of the cars on the roadway.
- Call the police. Florida Highway Patrol can be reached using your cell phone if you dial *FHP or *347.
- It’s generally a good idea to not discuss the accident with others. Instead, discuss the accident with the police if necessary.
- Seek immediate medical attention if you are injured, or think you might have been injured.
- Notify your insurance company to report the accident. Your insurance company will explain what you will need to do next.
- You will need a copy of the police report. Ask the police man or woman for their name and badge number to make finding them later easy.
- Contact an attorney that specializes in Florida car accidents. This is not necessarily the last step. You will generally want to contact an attorney prior to giving any recorded or written statements and to learning your rights and responsibilities.
- Complete your Auto Accident Report Form as soon as possible. The longer you wait, the less likely you are to remember important facts about the car accident. Contact your insurance company to obtain an auto accident report form.
Need car insurance? Get a free no fault insurance quote online now.
o eliminate the possibility of suspension, you should purchase a full liability insurance policy (includes bodily injury liability) as soon as possible and advise the company that you were involved in an uninsured crash and may need a Form SR-22 (certification of liability insurance) in the future.
Tags: accident, attorney, auto insurance, car insurance, florida, florida highway patrol, injury, insurance, no fault, pictures, police, report
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