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New York No Fault Auto Insurance
New York no fault insurance policy is similar to that of eleven other states that use such a system. The goal of no fault insurance is to eliminate a large number of court cases traditional states have by covering monetary damages regardless of fault. The downside is drivers in turn cannot sue unless the damage is considered to be serious enough.
Auto insurance companies licensed in New York will automatically report your no fault car insurance coverage to the New York Department of Motor Vehicles (DMV). New York insurance companies must also report cancelled or dropped no fault auto insurance to the DMV to ensure that all cars in the state are in compliance with the law.
Whether or not an accident resulted in serious enough damage to justify litigation is decided on a case by case basis verbally. Some states have a monetary threshold, but that can encourage inflated medical bills to meet that threshold. By using only a verbal threshold the seriousness of an injury is open to debate.
New York requires coverage similar to most other no fault insurance states. $50,000 of personal injury protection is the minimum amount of coverage. In comparison that is 5 times more than Hawaii. Other types of coverage required include: bodily injury, property damage, and coverage for accidents with uninsured or underinsured motorists.
Helpful New York No Fault Auto Insurance Links:
- Free No Fault Auto Insurance Quote
- New York Department of Motor Vehicles (DMV)
- State of New York Official Site
New York Auto Insurance Quotes
Free New York auto insurance quote links are made available to you below. To get a free auto insurance quote in New York, click GO beside one of the auto insurance companies in the list below. Follow the instructions on how to get your free no obligation quote and if you like your quote, how to buy your New York auto insurance online.
