Michigan No Fault Auto Insurance

Michigan uses a partial no fault insurance system, as do eleven other states, to limit auto accident litigation. No fault insurance providers cover medical bills and damage up to the policy limit and the policy holder cannot sue for further damage unless serious injury happened.

Auto insurance companies licensed in Michigan will automatically report your no fault car insurance coverage to the Michigan Department of Motor Vehicles (DMV). Michigan insurance companies must also report cancelled or dropped no fault auto insurance to the DMV to ensure that all cars in the state are in compliance with the law.

Serious injury is defined in other states as a monetary figure, but there is no such number in Michigan. This would normally encourage people to try and argue their minor injury to be serious, but Michigan only allows injury that resulted in death, permanent loss, or disfigurement to ever reach the court room.

By law, Michigan requires personal injury protection, property protection, bodily injury, and property damage for all drivers. Michigan's no fault system has been more successful than other states in lessening the number of court cases due to their definition of serious injury.

Helpful Michigan No Fault Auto Insurance Links:

Michigan Auto Insurance Quotes

Free Michigan auto insurance quote links are made available to you below. To get a free auto insurance quote in Michigan, click GO beside one of the auto insurance companies in the list below. Follow the instructions on how to get your free no obligation quote and if you like your quote, how to buy your Michigan auto insurance online.

page top