Kansas No Fault Auto Insurance

No fault insurance has been adopted by twelve states. Kansas is one of those states. Under a no fault system there are no court cases to decide fault because insurance companies pay out regardless of which driver was at fault. In theory, this should lead to lower premiums than traditional insurance due to the time and money saved by avoiding litigation, but it has been shown that some states with no fault insurance have premiums as much as 40% greater than traditional states.

Auto insurance companies licensed in Kansas will automatically report your no fault car insurance coverage to the Kansas Department of Motor Vehicles (DMV). Kansas insurance companies must also report cancelled or dropped no fault auto insurance to the DMV to ensure that all cars in the state are in compliance with the law.

Kansas requires that all motorist be insured for liability, personal injury, and uninsured motorists. Unlike Kansas, most no fault states do not required uninsured coverage. Kansas no fault insurance law requires a minimum of $25,000 per person and $50,000 per accident for both liability and uninsured coverage.

Medical bills amounting to $1,000 or more, permanent injury, or broken nose are all reasons that give motorists the right to sue. In this way Kansas does not have a pure no fault system. Most states have minimum thresholds, like Kansas, that allow drivers to sue one another.

Helpful Kansas No Fault Auto Insurance Links:

Kansas Auto Insurance Quotes

Free Kansas auto insurance quote links are made available to you below. To get a free auto insurance quote in Kansas, click GO beside one of the auto insurance companies in the list below. Follow the instructions on how to get your free no obligation quote and if you like your quote, how to buy your Kansas auto insurance online.

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